--- title: "Build Update: Third time lucky!" description: House build attempt 3. After having a couple of significant changes to circumstances and ending up with a prohibitively expensive design we have chosen to not go ahead with our previous design and are now moving onto design 3. image: https://blog.nzhl.co.nz/hubfs/blueprints-525x350.jpg --- [0800 030 646](tel:0800030646) - Search - [Contact Us](https://nzhl.co.nz/contact-us/) - [Find Us](https://nzhl.co.nz/find-us/) - [Client Login](https://nzhl.co.nz/login/) [![NZHL](https://blog.nzhl.co.nz/hubfs/Nzhl_January2019%20Theme/Images/logo-footer-nzhl.png)](https://nzhl.co.nz/) - [Home Loans](https://nzhl.co.nz/home-loans) - - [Change to NZHL](https://nzhl.co.nz/home-loans/switch-to-nzhl/) - [Buying your first home](https://nzhl.co.nz/home-loans/first-home/) - [Buying your next home](https://nzhl.co.nz/home-loans/next-home/) - [Interest rates](https://nzhl.co.nz/home-loans/interest-rates/) - [Home Loan calculators](https://nzhl.co.nz/home-loans/tools-calculators/) - [FAQ](https://nzhl.co.nz/about-nzhl/faq/) - - [How much could I borrow?](https://nzhl.co.nz/home-loans/tools-calculators/) - [Where's my nearest office?](https://nzhl.co.nz/find-us/) - [How much deposit do I need?](https://nzhl.co.nz/home-loans/first-home/getting-a-deposit/) - [Insurance](https://nzhl.co.nz/insurance) - - [Your Life](https://nzhl.co.nz/insurance/your-life/) - [Your Health](https://nzhl.co.nz/insurance/your-health/) - [Your Home and Car](https://nzhl.co.nz/insurance/your-home/) - [Your Income](https://nzhl.co.nz/insurance/your-income/) - [Request a quote](https://nzhl.co.nz/insurance/request-a-quote/) - [FAQ](https://nzhl.co.nz/about-nzhl/faq/) - - [NEW! Reducing Life Cover](https://nzhl.co.nz/insurance/your-life/) - [Request a quote](https://nzhl.co.nz/insurance/request-a-quote/) - [Make a claim](https://nzhl.co.nz/insurance/make-a-claim/) - [About NZHL](https://nzhl.co.nz/about-nzhl) - - [In the Community](https://nzhl.co.nz/about-nzhl/in-the-community/) - [Head Office](https://nzhl.co.nz/about-nzhl/head-office/) - [Media Centre](https://nzhl.co.nz/about-nzhl/media-centre/) - [Work with us](https://nzhl.co.nz/about-nzhl/work-with-us/) - [FAQ](https://nzhl.co.nz/about-nzhl/faq/) - - [Our sponsorships](https://nzhl.co.nz/about-nzhl/in-the-community/) - [Job opportunities with NZHL](https://nzhl.co.nz/about-nzhl/work-with-us/) - [Why change to NZHL](https://nzhl.co.nz/home-loans/switch-to-nzhl/) - [Articles](https://nzhl.co.nz/articles) - - [Finances](https://nzhl.co.nz/topic/finances/) - [Insurance](https://nzhl.co.nz/topic/insurance/) - [Lifestyle](https://nzhl.co.nz/topic/lifestyle/) - [Property](https://nzhl.co.nz/topic/property/) - [NZHL News](https://nzhl.co.nz/topic/nzhl-news/) - - [Buying your first home](https://nzhl.co.nz/home-loans/first-home/) - [Search](https://nzhl.co.nz/search) - [Home Loans](https://nzhl.co.nz/home-loans) - [Change to NZHL](https://nzhl.co.nz/home-loans/switch-to-nzhl/) - [Buying your first home](https://nzhl.co.nz/home-loans/first-home/) - [Buying your next home](https://nzhl.co.nz/home-loans/next-home/) - [Interest rates](https://nzhl.co.nz/home-loans/interest-rates/) - [Home Loan calculators](https://nzhl.co.nz/home-loans/tools-calculators/) - [FAQ](https://nzhl.co.nz/about-nzhl/faq/) - [Insurance](https://nzhl.co.nz/insurance) - [Your Life](https://nzhl.co.nz/insurance/your-life/) - [Your Health](https://nzhl.co.nz/insurance/your-health/) - [Your Home and Car](https://nzhl.co.nz/insurance/your-home/) - [Your Income](https://nzhl.co.nz/insurance/your-income/) - [Request a quote](https://nzhl.co.nz/insurance/request-a-quote/) - [FAQ](https://nzhl.co.nz/about-nzhl/faq/) - [About NZHL](https://nzhl.co.nz/about-nzhl) - [In the Community](https://nzhl.co.nz/about-nzhl/in-the-community/) - [Head Office](https://nzhl.co.nz/about-nzhl/head-office/) - [Media Centre](https://nzhl.co.nz/about-nzhl/media-centre/) - [Work with us](https://nzhl.co.nz/about-nzhl/work-with-us/) - [FAQ](https://nzhl.co.nz/about-nzhl/faq/) - [Articles](https://nzhl.co.nz/articles) - [Finances](https://nzhl.co.nz/topic/finances/) - [Insurance](https://nzhl.co.nz/topic/insurance/) - [Lifestyle](https://nzhl.co.nz/topic/lifestyle/) - [Property](https://nzhl.co.nz/topic/property/) - [NZHL News](https://nzhl.co.nz/topic/nzhl-news/) ![blueprints-525x350](https://blog.nzhl.co.nz/hubfs/blueprints-525x350.jpg) #### Build Update: Third time lucky! - NZHL - 4th of November 2015 House build attempt 3. After having a couple of significant changes to circumstances and ending up with a prohibitively expensive design we have chosen to not go ahead with [our previous design](http://www.nzhl.co.nz/build-update-one-step-forward-two-steps-back/) and are now moving onto design 3. With our previous design we had ended up going down a path of using some pretty specialized products that most builders were not familiar with. The one builder who was used to the product was not available and when we had it priced by others in came in between 37% and 55% over budget. So we chose to walk away at that point. Having a couple of builders price the build did give us some clarity about some of the costs. Effectively there are some fixed costs with a build and then variable depending on the size etc. So foundation costs, plumbing, power etc are not going to change much if the house is another 30sqm bigger. Previously we had thought to build in two stages, what we need now and what we want in the future. As we have identified we are only really taking about another room and bathroom we are now considering a bigger house as a single stage build opposed to the previous designs which were looking at a couple of stages. So we have met our next potential designer/builder and added to our previous brief of a further room plus bathroom. We have also asked them to look at an off-the-grid option as the cost of this seems to be quite justifiable at the moment. Design wise we have our previous design which we really like and can potential fall back to that (with some modifications) but as we are with someone new we will take advantage of their skills and see if they can impress us with something different. [![New call-to-action](https://hubspot-no-cache-ap1-prod.s3.amazonaws.com/cta/default/5029003/15f9b75f-b0b2-4fde-a7e7-54af0db03053.png)](https://hubspot-cta-redirect-ap1-prod.s3.amazonaws.com/cta/redirect/5029003/15f9b75f-b0b2-4fde-a7e7-54af0db03053) - NZHL *Author* **Share this article** - LinkedIn - Facebook - Twitter - Google - Reddit - Tumblr ##### Related Articles Get in Touch With Us ##### Popular Posts [![Should you break your loan?](https://blog.nzhl.co.nz/hs-fs/hubfs/shutterstock_1233077740.jpg?width=300&name=shutterstock_1233077740.jpg)](https://blog.nzhl.co.nz/articles/should-you-break-your-loan) [**Should you break your loan?**](https://blog.nzhl.co.nz/articles/should-you-break-your-loan) 11 June 2015 In my recent article I spoke about the[impact of the OCR if you are floating](http://www.nzhl.co.nz/are-you-benefiting-from-the-ocr-drop/). Today I’ll... [![5 reasons lenders decline mortgage applications](https://blog.nzhl.co.nz/hs-fs/hubfs/applicationdeclined-525x350.jpg?width=300&name=applicationdeclined-525x350.jpg)](https://blog.nzhl.co.nz/articles/5-reasons-lenders-decline-mortgage-applications) [**5 reasons lenders decline mortgage applications**](https://blog.nzhl.co.nz/articles/5-reasons-lenders-decline-mortgage-applications) 24 March 2016 There is nothing worse than dreaming of your own home, putting time and effort into... [**Negotiating Tips Every Home Buyer Should Know**](https://blog.nzhl.co.nz/articles/negotiating-tips-every-home-buyer-should-know) 29 July 2015 The old saying is that in real estate, everything is negotiable. But is it really? [![Credit Card Tips](https://blog.nzhl.co.nz/hs-fs/hubfs/creditcards-487x350.jpg?width=300&name=creditcards-487x350.jpg)](https://blog.nzhl.co.nz/articles/credit-card-tips) [**Credit Card Tips**](https://blog.nzhl.co.nz/articles/credit-card-tips) 14 January 2016 In today’s increasingly online world, credit cards are becoming less of a luxury and more... [0800 030 646](tel:0800030646) - Search - [Contact Us](https://nzhl.co.nz/contact-us/) - [Find Us](https://nzhl.co.nz/find-us/) - [Client Login](https://nzhl.co.nz/login/) - [Home Loans](https://nzhl.co.nz/home-loans) - [Change to NZHL](https://nzhl.co.nz/home-loans/switch-to-nzhl/) - [Buying your first home](https://nzhl.co.nz/home-loans/first-home/) - [Buying your next home](https://nzhl.co.nz/home-loans/next-home/) - [Interest rates](https://nzhl.co.nz/home-loans/interest-rates/) - [Home Loan calculators](https://nzhl.co.nz/home-loans/tools-calculators/) - [FAQ](https://nzhl.co.nz/about-nzhl/faq/) - [Insurance](https://nzhl.co.nz/insurance) - [Your Life](https://nzhl.co.nz/insurance/your-life/) - [Your Health](https://nzhl.co.nz/insurance/your-health/) - [Your Home and Car](https://nzhl.co.nz/insurance/your-home/) - [Your Income](https://nzhl.co.nz/insurance/your-income/) - [Request a quote](https://nzhl.co.nz/insurance/request-a-quote/) - [FAQ](https://nzhl.co.nz/about-nzhl/faq/) - [Why NZHL](https://nzhl.co.nz/about-nzhl/) - [In the Community](https://nzhl.co.nz/about-nzhl/in-the-community/) - [Head Office](https://nzhl.co.nz/about-nzhl/head-office/) - [Media Centre](https://nzhl.co.nz/about-nzhl/media-centre/) - [Work with us](https://nzhl.co.nz/about-nzhl/work-with-us/) - [FAQ](https://nzhl.co.nz/about-nzhl/faq/) - [Articles](https://nzhl.co.nz/articles) - [Finances](https://nzhl.co.nz/topic/finances/) - [Insurance](https://nzhl.co.nz/topic/insurance/) - [Lifestyle](https://nzhl.co.nz/topic/lifestyle/) - [Property](https://nzhl.co.nz/topic/property/) - [NZHL News](https://nzhl.co.nz/topic/nzhl-news/) - ##### Be social & follow us - - - - **Head Office** NZHL PO Box 161 903 Victoria Street Hamilton 3204 **Freephone** [0800 332 837](tel:0800332837) **Email** [info@nzhl.co.nz](mailto:info@nzhl.co.nz) ![NZHL](https://blog.nzhl.co.nz/hubfs/Nzhl_January2019%20Theme/Images/logo-footer-nzhl.png) **Disclaimer** *The information contained on this website is general in nature and is not intended as advice. It may not be relevant to individual circumstances and before making any investment, insurance or financial planning decision; you should consult a professional adviser. Copies of our disclosure statements are available on request, free of charge.* **[Our Privacy Policy](https://nzhl.co.nz/privacy-policy/)** © 2019 [NZHL](https://nzhl.co.nz). All rights reserved.