Understanding your ‘burn’
- NZHL
- 3rd of June 2016
Burn is a term I sometimes use to describe for your monthly expenses or commitments , that is how much money do you ‘burn’ through each month. I know some people on very good incomes but their burn...
Read MoreBudget 2016 - what's in it for me?
- NZHL
- 26th of May 2016
After weeks of hints and speculation it's finally here. The 2016 Budget has been released by Finance Minister Bill English. As one might expect, it's a naturally conservative budget with health and...
Read MoreHints and Tips for Home Buyers
- NZHL
- 26th of May 2016
Buying a house can be daunting, and in the current market, even more so. There are so many things to think about and so many variables to consider you could literally write a book on it (and many...
Read MoreDownsizing - the ultimate way to get debt free faster?
- Emily Doran
- 25th of May 2016
I've worked for New Zealand Home Loans for 8 years now and the aim has always been to 'help our clients get debt free faster'. I've been a client for 7 years now, since buying our first home and now,...
Read MoreBuild Update: Lessons from trying to build
- NZHL
- 19th of May 2016
I’ve had a few readers ask about my build progress and as of 2 weeks ago I can now answer; abandoned. We went through a number of designs with a new company and after pricing the one that worked for...
Read MoreOpinion: Auctions bite!
- Emily Doran
- 13th of May 2016
Auctions, you just can't get away from them these days. Take one look at TradeMe Property or Realestate.co.nz or any real estate agency website and you'll see that a lot of the listings are auctions....
Read MoreWhat to look for in an investment property
- Emily Doran
- 15th of April 2016
So you've decided to take the plunge and buy an investment property. You've done the work crunching the numbers and it looks like they stack up, so now comes the hard bit of scouring the internet,...
Read MoreWorking in 10 year time spans
- NZHL
- 31st of March 2016
A financial plan I personally follow is keeping any commitments to fewer than 10 years. In current times we have very easy access to very large amounts of loans. While access to this money enables us...
Read More5 reasons lenders decline mortgage applications
- Emily Doran
- 24th of March 2016
There is nothing worse than dreaming of your own home, putting time and effort into finding your dream home only to have the lender come back and decline your mortgage application. It can be...
Read More