Articles

What is Refinancing?

Refinancing simply means replacing or paying off your old home loan with a shiny new one. That's all.

If you're thinking about adding value to your home, and the first thing that comes to your mind is painting and cleaning, you're just scratching the surface.

I know a guy, let’s call him Tim. I think he is about 25 and in the last year he bought his first ever house. He is pretty proud of it and rightly so and I’ve noticed that the responsibility has made...

When applying for a home loan it can be quite daunting, particularly if you have been declined by a lending institution before. It can sometimes be hard to know what lenders are looking for.

The board of New Zealand Home Loans (NZHL) has announced the appointment of Aaron Skilton as the new Chief Executive Officer of the wholly New-Zealand owned and operated franchise company.

Skilton...

A financial plan I personally follow is keeping any commitments to fewer than 10 years. In current times we have very easy access to very large amounts of loans. While access to this money enables us...

I am a ‘bang for buck’ kind of person. What can I get the most out of for the least effort? When I look at peoples finances I am always intrigued by where their efforts are often centered. People are...

Last week I spoke about thebenefits of taking what control you canover your mortgage, today I’ll run through a typical example.

Most people when they take a mortgage, give up control. This somewhat makes sense, you are borrowing a large amount of money from a bank or lending institution and do have to follow their rules, to...