Have your ‘savings’ account within your home loan
If you have a mortgage and have a separate bank savings account you are doing the equivalent of driving a car on flat tyres. It works but not very well.
There are 2 main reasons for this, taxation...Read More
Questioning interest rates
- 3rd of August 2016
As someone who is usually always questioned on interest rate I want to illustrate why it is never that simple using a single point of reference for a mortgage. I’ll illustrate it with Smith vs...Read More
Are you benefiting from the OCR drop?
With the Reserve Bank dropping the OCR by 0.25% and most of the banks reacting immediately by dropping their floating rates we remain in a position of historic low interest rates. Around 80% of...Read More