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What is the OCR? (and why should you care?)

  • Mark Collins
  • 10th of June 2015

If you have a home loan you'll have heard of the OCR, and you'll likely know that if it goes up or down, so do your interest rates.

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Reviewing your finances is key when self employed

  • NZHL
  • 7th of June 2015
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I’ve been working with a few self-employed clients recently and by simply restructuring their finances they are now in a position to make some significant savings and free up good cash flow.

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How to save money on your grocery shop

  • Emily Doran
  • 3rd of June 2015

I got my annual visa summary from the bank the other day, which breaks down how much we spent on food and groceries over the last year. To say I was in shock is an understatement! $50 here and $80...

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Interest Rate vs Mortgage Term

  • NZHL
  • 28th of May 2015
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‘You only know what you know’. Or in terms of a mortgage, you may only know what your lender chooses to reveal.A quick look at a mortgage comparison site, interest.co.nz, and all you see are...

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Going public about private sales

  • Todd Stephenson
  • 26th of May 2015

For most people their house is their most valuable asset and it is also a home that they know intimately. So why pay a real estate agent so much money to sell something that you know more about than...

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How to apply for a home loan

  • Emily Doran
  • 18th of May 2015
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Buying a home can be daunting….there’s real estate agents, valuers and lawyers to deal with, insurance, power, and internet to sort out, boxes to pack and move, not to mention the dreaded home loan...

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The changing landscape for Property Investors

  • NZHL
  • 18th of May 2015

In the last week both the Reserve Bank and the Government have announced changes that are aimed at cooling the heated property market in Auckland and are primarily aimed at property investors.

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New mortgage rules for Auckland property investors

  • Mark Collins
  • 13th of May 2015

Today the Reserve Bank announced that as of October this year new lending restrictions will be placed on Auckland property investors in an effort to cool the Auckland housing market.

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The cost of maternity leave

  • Emily Doran
  • 12th of May 2015

Bring a child up in this world is an expensive business and that begins from even before they are born, when you first start paid parental leave (aka maternity leave).

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Stay at home vs working parent

  • Emily Doran
  • 4th of May 2015

I read an interesting opinion piece recently by Duncan Garner about stay at home vs working mums. It got me thinking about the impact that maternity leave and leaving paid employment has on the...

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