--- title: NZ Home Loan Blog (20) description: (20) --- [0800 030 646](tel:0800030646) - Search - [Contact Us](https://nzhl.co.nz/contact-us/) - [Find Us](https://nzhl.co.nz/find-us/) - [Client Login](https://nzhl.co.nz/login/) [![NZHL](https://blog.nzhl.co.nz/hubfs/Nzhl_January2019%20Theme/Images/logo-footer-nzhl.png)](https://nzhl.co.nz/) - [Home Loans](https://nzhl.co.nz/home-loans) - - [Change to NZHL](https://nzhl.co.nz/home-loans/switch-to-nzhl/) - [Buying your first home](https://nzhl.co.nz/home-loans/first-home/) - [Buying your next home](https://nzhl.co.nz/home-loans/next-home/) - [Interest rates](https://nzhl.co.nz/home-loans/interest-rates/) - [Home Loan calculators](https://nzhl.co.nz/home-loans/tools-calculators/) - [FAQ](https://nzhl.co.nz/about-nzhl/faq/) - - [How much could I borrow?](https://nzhl.co.nz/home-loans/tools-calculators/) - [Where's my nearest office?](https://nzhl.co.nz/find-us/) - [How much deposit do I need?](https://nzhl.co.nz/home-loans/first-home/getting-a-deposit/) - [Insurance](https://nzhl.co.nz/insurance) - - [Your Life](https://nzhl.co.nz/insurance/your-life/) - [Your Health](https://nzhl.co.nz/insurance/your-health/) - [Your Home and Car](https://nzhl.co.nz/insurance/your-home/) - [Your Income](https://nzhl.co.nz/insurance/your-income/) - [Request a quote](https://nzhl.co.nz/insurance/request-a-quote/) - [FAQ](https://nzhl.co.nz/about-nzhl/faq/) - - [NEW! 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Compounding interest, I’ll let Albert Einstein explain it:*“Compound interest*is the eighth wonder of the world. He who understands it, earns it. He who... [Read More](https://blog.nzhl.co.nz/articles/while-you-have-a-mortgage-) #### [Typically ‘successful’ clients own more property](https://blog.nzhl.co.nz/articles/typically-successful-clients-own-more-property) - NZHL - 16th of February 2015 [![shutterstock_1059657146 (1)](https://blog.nzhl.co.nz/hs-fs/hubfs/shutterstock_1059657146%20(1).jpg?width=688&name=shutterstock_1059657146%20(1).jpg)](https://blog.nzhl.co.nz/articles/typically-successful-clients-own-more-property) I was speaking to my office about some of our successful clients and while considering who I would put in that category some commonality emerged. [Read More](https://blog.nzhl.co.nz/articles/typically-successful-clients-own-more-property) #### [Don’t underestimate account management](https://blog.nzhl.co.nz/articles/dont-underestimate-account-management) - NZHL - 29th of January 2015 - [accounts](https://blog.nzhl.co.nz/articles/tag/accounts) [![shutterstock_582687739](https://blog.nzhl.co.nz/hs-fs/hubfs/shutterstock_582687739.jpg?width=688&name=shutterstock_582687739.jpg)](https://blog.nzhl.co.nz/articles/dont-underestimate-account-management) Keeping on top of your accounts is not only good practice but will keep money in your pocket and make future borrowing easier. [Read More](https://blog.nzhl.co.nz/articles/dont-underestimate-account-management) #### [How can I improve my financial position?](https://blog.nzhl.co.nz/articles/how-can-i-improve-my-financial-position) - NZHL - 15th of January 2015 - [finances](https://blog.nzhl.co.nz/articles/tag/finances) [![shutterstock_1280151322](https://blog.nzhl.co.nz/hs-fs/hubfs/shutterstock_1280151322.jpg?width=688&name=shutterstock_1280151322.jpg)](https://blog.nzhl.co.nz/articles/how-can-i-improve-my-financial-position) Very regularly finances can be overwhelming and it can just seem easier to leave them running in the background and not worry about them. [Read More](https://blog.nzhl.co.nz/articles/how-can-i-improve-my-financial-position) #### [Introducing XRACE - Family Adventure Series](https://blog.nzhl.co.nz/articles/introducing-xrace-family-adventure-series) - NZHL - 6th of December 2014 - [xrace](https://blog.nzhl.co.nz/articles/tag/xrace) Kids – have you ever wondered if your Dad can hula-hoop? Are you keen to put Mum’s three-legged skills to the test? Then New Zealand Home Loans XRACE series could be your chance to find out! [Read More](https://blog.nzhl.co.nz/articles/introducing-xrace-family-adventure-series) #### [What are the benefits of having equity in your house?](https://blog.nzhl.co.nz/articles/what-are-the-benefits-of-having-equity-in-your-house) - NZHL - 25th of November 2014 - [equity](https://blog.nzhl.co.nz/articles/tag/equity) [![shutterstock_313380698](https://blog.nzhl.co.nz/hs-fs/hubfs/shutterstock_313380698.jpg?width=688&name=shutterstock_313380698.jpg)](https://blog.nzhl.co.nz/articles/what-are-the-benefits-of-having-equity-in-your-house) Many people bank on the value or worth of their house. However, if you only own one house does the value of it actually mean anything? At the end of the day you have to live somewhere so if it is all... [Read More](https://blog.nzhl.co.nz/articles/what-are-the-benefits-of-having-equity-in-your-house) #### [The Changing Attitude Toward Home Ownership](https://blog.nzhl.co.nz/articles/the-changing-attitute-toward-home-ownership) - NZHL - 4th of October 2014 - [home loans](https://blog.nzhl.co.nz/articles/tag/home-loans) **I heard a conversation on the radio this morning which naturally made my ears prick up. ** [Read More](https://blog.nzhl.co.nz/articles/the-changing-attitute-toward-home-ownership) #### [NZHL wins at Waikato Business Excellence Awards](https://blog.nzhl.co.nz/articles/press-release-nzhl-wins-at-waikato-business-excellence-awards) - NZHL - 9th of November 2013 - [awards](https://blog.nzhl.co.nz/articles/tag/awards) [Read More](https://blog.nzhl.co.nz/articles/press-release-nzhl-wins-at-waikato-business-excellence-awards) #### [NZHL hits the billion dollar mark](https://blog.nzhl.co.nz/articles/press-release-nzhl-hits-the-billion-dollar-mark) - NZHL - 5th of December 2012 New Zealand Home Loans has reached a billion dollar milestone. This last year, for the first time, the homegrown mortgage company has lent $1 billion to New Zealand home owners – and counting. The... [Read More](https://blog.nzhl.co.nz/articles/press-release-nzhl-hits-the-billion-dollar-mark) [Previous page](https://blog.nzhl.co.nz/articles/page/19) [Next page](https://blog.nzhl.co.nz/articles/page/21) ##### Popular Posts [![Should you break your loan?](https://blog.nzhl.co.nz/hs-fs/hubfs/shutterstock_1233077740.jpg?width=300&name=shutterstock_1233077740.jpg)](https://blog.nzhl.co.nz/articles/should-you-break-your-loan) [**Should you break your loan?**](https://blog.nzhl.co.nz/articles/should-you-break-your-loan) 11 June 2015 In my recent article I spoke about the[impact of the OCR if you are floating](http://www.nzhl.co.nz/are-you-benefiting-from-the-ocr-drop/). Today I’ll... [![5 reasons lenders decline mortgage applications](https://blog.nzhl.co.nz/hs-fs/hubfs/applicationdeclined-525x350.jpg?width=300&name=applicationdeclined-525x350.jpg)](https://blog.nzhl.co.nz/articles/5-reasons-lenders-decline-mortgage-applications) [**5 reasons lenders decline mortgage applications**](https://blog.nzhl.co.nz/articles/5-reasons-lenders-decline-mortgage-applications) 24 March 2016 There is nothing worse than dreaming of your own home, putting time and effort into... [**Negotiating Tips Every Home Buyer Should Know**](https://blog.nzhl.co.nz/articles/negotiating-tips-every-home-buyer-should-know) 29 July 2015 The old saying is that in real estate, everything is negotiable. But is it really? [![Credit Card Tips](https://blog.nzhl.co.nz/hs-fs/hubfs/creditcards-487x350.jpg?width=300&name=creditcards-487x350.jpg)](https://blog.nzhl.co.nz/articles/credit-card-tips) [**Credit Card Tips**](https://blog.nzhl.co.nz/articles/credit-card-tips) 14 January 2016 In today’s increasingly online world, credit cards are becoming less of a luxury and more... 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