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Have your ‘savings’ account within your home loan

  • NZHL
  • 28th of October 2016
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If you have a mortgage and have a separate bank savings account you are doing the equivalent of driving a car on flat tyres. It works but not very well.

There are 2 main reasons for this, taxation...

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Get real with your finances

  • NZHL
  • 26th of October 2016
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Get real with your finances by asking yourself three questions:

  1. What is your current financial position?

  2. What will it be in 10 years time?

  3. Will having answers to the above help?

There seems...

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3 Ways you can prepare for rising interest rates

  • Georgina Yarranton
  • 13th of October 2016
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The matter may no longer be if  interest rates rise, but when, so here are 3 ways you can prepare for rising interest rates.

1. Pay down your debt

Easier said than done, but it makes sense that the...

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3 Things adults don't want to pay for but probably should

  • Georgina Yarranton
  • 5th of October 2016
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Some days you just don't want to adult but you do it anyway because you have no other choice!

Here are 3 things adults don't want to pay for but, until you learn how to see into the future, it's a...

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Does it really matter how much you have for a deposit?

  • Simon Teague
  • 5th of October 2016
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The plight of the First Home Buyer has been in the news a lot lately.  Let’s face it – it’s a gig that doesn’t seem to be getting easier, and damn-near impossible if you live in Auckland.

What I am...

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Determine your financial position now for the your future

  • NZHL
  • 3rd of October 2016
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Where will you be financially in 10 or 20 years? Determine your financial position now for your future to give you comfort or help prompt action.

There will be three main entities you will want to...

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Avoiding the 30 year mortgage term

  • NZHL
  • 16th of September 2016
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Is all the time and effort you put into your job only going to lead to a bigger house and nicer car yet keep you stuck with having a mortgage until you are retired?

It is an easy trap to fall into,...

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What the LVR restrictions mean for you

  • Glen Mattingley
  • 2nd of September 2016
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A lot is being touted  in the media about the LVR restrictions and what it means, not only for first home buyers, but also for main stream “Mum & Dad” who might like to supplement their retirement now...

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Beating the industry average

  • NZHL
  • 24th of August 2016
Loyalty

Thanks to our wonderful clients New Zealand Home Loans is proud to have a Net Promoter Score (NPS) of 49 - a fantastic achievement beating the industry average of 13.

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Upsides of Downsizing Your Home

  • Emily Doran
  • 19th of August 2016
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After making the decision to downsize, our 'big' house is now sold and moved out of and we've secured our new 'downsized' (or as I like to think of it, 'right sized') house. So how has it all gone...

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